Sellers / Vendedores
Sellers / Vendedores
Selling
your home shouldn't be a stressful ordeal. Making the smart move of
choosing a Real Estate Agent is your first step to ensuring that your
investment in your home pays off. Our services and experience allow you
to focus on your move while we manage your home sale from our initial
consultation to the closing deal, and beyond. We pride ourselves on repeat
business and hope you'll come to understand why.
What I will do for you
Recent Home Sales
Getting the highest price
Closing Costs
Does Moving Up Make Sense?
The answers to these questions will help you decide:
- How much equity do you have in your home? Look at your annual mortgage statement or call your lender to find out. Usually, you don't build up much equity in the first few years of paying a mortgage, but if you've owned your home for a number of years, you may have significant unrealized gains.
- Has your income increased enough to cover the extra mortgage costs and the costs of moving?
- Is the neighborhood still a good one for your needs? For example, if you've had children, the quality of the schools may be more of a concern now than when you first purchased.
- Can you add on or remodel? If you have a large yard, there might be room to expand your home. If not, your options may be limited? Also, do you want to undertake the headaches of remodeling yourself?
- How is the home market? If it's good, you may get top dollar for your home.
- How are interest rates? A low rate not only helps you buy more home, but also makes it easier to find a buyer.
As Your Agent, I Will:
- Complete a comparative market analysis that will compare your home's value to that of your neighbors.
- Compile a comprehensive plan detailing all the efforts I will employ to sell your home, including the Internet.
- Present your home to as many qualified buyers as possible getting your home maximum exposure.
- Help you stage your home and generate curb appeal to ensure you get the highest price.
- Assist with obtaining offers and help you in negotiating the best deal as smoothly as possible.
- Help you find your next home and answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Recent Home Sales
What are homes selling for on your street? Use HomeRadar.com to find out what neighborhood homes are selling for, free of charge, or choose a more detailed analysis of the value of your home.
Getting the Highest Price for Your Home
Curb appeal is key and could make a difference whether people stop and take a flyer, or drive right by. Here are a few tips to increase the curb appeal of your home. Staging your home is important. Many buyers will stay in your home longer if it's staged appropriately. We have compiled some ideas to present your home in the most effective manner.
Closing Costs to Expect:
- Title insurance fees depend on the sales price of the home.
- Broker's commission is a full-service fee and will cost anywhere between 5% to 7%.
- Local property transfer tax, country transfer tax, state transfer tax, and state capital gains tax
are the charges that you'll pay for the privilege of selling your home.
Credit to the buyer of unpaid real estate taxes for the prior or
current year are variable and depend on when you close and when your
taxes are due.
- FHA fees and costs are all fees are now negotiable between an FHA buyer and seller.
- Home inspections fees are in some circumstances paid for by the seller and include pest, radon and other inspections.
- Miscellaneous fees can accrue from correcting problems noticed during the home inspection.
Find out how much your closing costs could be.
Making a good first impression can mean the difference between receiving serious offers for your home or being subjected to months of lookie-loos dropping by but never buying.
How can you ensure that your home will make the best impression possible? Here are six tips for savvy home sellers:
1. Focus on curb appeal.
The outside of your house can be the source of a very good first impression. Keep the grass well-watered and mowed. Have your trees trimmed. Cut back overgrowth. Plant some blooming flowers. Keep toys, bicycles, gardening equipment and the like out of sight. Have at least the front of your house and the trim painted, if necessary. Sweep the porch and the front walkway. After dark, turn on your front porch light and any other exterior lighting, create a warm, inviting look.
2. Clear out the clutter.
Real estate agents say buyers won't purchase a home they can't see. Or more importantly, see themselves in it! If your home has too much furniture, overflowing closets, crowded kitchen and bathroom countertops or lots of family photos or collectibles on display, potential buyers won't be able to really see your home. Get rid of anything you don't need or use. Fill up your garage or rent some off-site storage space!
3. Use your nose.
Many people are oblivious to scents, but others are extremely sensitive to offensive odors. To eliminate bad smells, bathe your pets, freshen the cat litter box frequently, shampoo your carpets, dry clean your drapes, and empty trash cans, recycling bins and ash trays. Place open boxes of baking soda in smell-prone areas, and refrain from cooking fish or strong-smelling foods. Introduce pleasing smells by placing flowers or potpourri in your home and using air fresheners. Baking a fresh or frozen pie or some other fragrant treat is another common tactic.
4. Make all necessary repairs.
Buyers expect everything in their new home to operate safely and properly. Picky buyers definitely will notice-and likely magnify -- minor maintenance problems you've ignored for months or even years. Leaky faucets, burned-out light bulbs, painted-shut or broken windows, inoperable appliances and the like should be fixed before you put your home on the market. These repairs may seem small, but left undone they can lead buyers to question whether you've taken good care of your home.
5. Introduce lifestyle accessories and make your home as comfortable and attractive as possible.
Set the dining room table with your best dishes. Put out your only-for-company towels. Make up the spare bed. Hang some fresh curtains. Put some logs in the fireplace. Dress your home as if it were being photographed for a magazine. Use your imagination.
6. Get a buyer's-eye view.
Walk up to your home and pretend you've never seen it before. What do you notice? How do you feel about what you see? Does the home seem inviting? Well-maintained? Would you want to buy this home? Get friends and family members to do the same, just like proof reading -- they can see things you don't.
20 Low-Cost Ways to Spruce Up Your Home
Make your home more appealing for yourself and for potential buyers with these quick and easy tips:
- Trim bushes so they don't block windows and cut down on light.
- Buy a new doormat.
- Put a pot of bright flowers (or a small evergreen in winter) on your porch.
- Put new doorknobs on your front door.
- Put a fresh coating on your driveway.
- Edge the grass around walks and trees.
- Keep your garden tools out of site.
- Be sure kids put away their toys.
- Buy a new mailbox.
- Upgrade your outside lighting.
- Use warm, incandescent light bulbs for a homey feel.
- Polish or replace your house numbers.
- Clean your gutters.
- Put out potpourri or burn scented candles.
- Buy new pillows for the sofa.
- Buy a flowering plant and put in a window you pass by frequently.
- Make a centerpiece for your table with fruit or artificial flowers.
- Replace heavy curtains with sheer ones that let in more light.
- Buy new towels.
- Put a seasonal wreath on your door.
Understanding Capital Gains in Real Estate
When you sell a stock, you owe taxes on your gain-the difference between what you paid for the stock and what you sold it for. The same is true with selling a home (or a second home), but there are some special considerations.
How to Calculate Gain
In real estate, capital gains are based not on what you paid for the home, but on its adjusted cost basis. To calculate this:
1. Take the purchase price of the home: This is the sale price, not the amount of money you actually contributed at closing.
2. Add Adjustments:
- Cost of the purchase-including transfer fees, attorney fees, inspections, but not points you paid on your mortgage.
- Cost of sale-including inspections, attorney's fee, real estate commission, and money you spent to fix up your home just prior to sale.
- Cost of improvements-including room additions, deck, etc. Note here that improvements do not include repairing or replacing something already there, such as putting on a new roof or buying a new furnace.
3. The total of this is the adjusted cost basis of your home.
4. Subtract this adjusted cost basis from the amount you sell your home for. This is your capital gain.
A Special Real Estate Exemption for Capital Gains
Since 1997, up to $250,000 in capital gains ($500,000 for a married couple) on the sale of a home is exempt from taxation if you meet the following criteria.
1. You have lived in the home as your principal residence for two out of the last five years.
2. You have not sold or exchanged another home during the two years preceding the sale.
Also note that as of 2003, you may also qualify for this exemption if you meet what the IRS calls "unforeseen circumstances" such as job loss, divorce, or family medical emergency.
Vender
su casa debe ser un proceso sin estres. El escoger un buen agente de
Bienes Raíces es su primer paso para asegurar que la inversión en su
casa le pague bien. Mis servicios experiencia le van a permitir enfocar
su transacción mientras que yo manejo la venta de su casa desde nuestra
consulta inicial hasta el trato del cierre, y más allá.
Como su agente, le voy a asistir:
- Completare un análisis del mercado comparativo para comparar el valor de su casa con la de sus vecinos.
- Haré
un plan comprensivo que detalle todos los esfuerzos que yo emplearé
para vender su casa, incluyendo el uso del Internet y los medios de
comunicación locales.
- Mostrare su casa a compradores calificados con el fin de conseguir la máxima exposición de su casa.
- Ayudaré a organizar y decorar su casa por dentro y por fuera para asegurarle a conseguir el precio más alto.
- Ayudaré a obtener ofertas y ayudaré a negociar el mejor trato lo mas fácil posible.
- Ayudaré
a encontrar su próxima casa y contestare sus preguntas sobre el área,
incluso las escuelas, los barrios, la economía local, y demás.
Las ventas de casas recientes.
Por
cuánto se están vendiendo las casas en su calle? Uso HomeRadar.com para
averiguar por cuanto se están vendiendo las casas esa ubicación para
darle un análisis más detallado del valor de su casa.
Conseguir el precio más alto por su casa
La
decoración de afuera es importante y podría representar una diferencia
si las personas se detienen tomar información. Organizar su casa es
importante. Muchos compradores observarán en su casa por más tiempo si
se organiza apropiadamente. Yo he compilado algunas ideas para
presentar su casa de la manera más eficaz.
Los costos de cierre que se esperan:
- Las cuotas de seguros del título dependen del precio de la venta de la casa.
- La comisión de corredor es una cuota de servicio y costará entre el 5% al 7% del precio de la venta de la casa.
- El
impuesto de traspaso de propiedad, impuesto del traslado rural,
impuesto del traslado estatal, y el impuesto de ganancias de capital
estatal
son los cargos que usted pagará por el privilegio de vender su casa.
Créditos al comprador por impuestos de bienes raíces no pagados durante
el año anterior o actual son variables y dependen de cuando usted
cierra y cuando sus impuestos son debidos.
- Las cuotas de financiamiento tipo FHA son ahora negociables entre un comprador de FHA y el vendedor.
- Las cuotas de inspecciones de casa son en algunas circunstancias pagadas por el vendedor e incluyen termitas, radón y otras inspecciones.
- Los gastos variados pueden aumentar al corregir problemas notados durante la inspección de la casa.
Averigüe cuanto le podrían valer sus costos de cierre.
1. Focus on curb appeal.
2. Clear out the clutter.
3. Use your nose.
4. Make all necessary repairs.
5. Introduce lifestyle accessories and make your home as comfortable and attractive as possible.
6. Get a buyer's-eye view.
Make your home more appealing for yourself and for potential buyers with these quick and easy tips: 
